Insurance for Uber & Lyft Accidents in New Jersey

Blog,Ridesharing • December 23, 2020

New Jersey Insurance Law When the Driver Has a Fare

For car crashes in New Jersey, the general rule is “no fault,” meaning that the injured drivers and passengers have to usually look to their own Personal Injury Protection insurance coverage before recovering compensation from the at-fault party. Also, the injured victim’s ability to recover may depend on their own insurance coverage.

However, this is not the case when the victim is injured in a crash involving a rideshare driver who was, at the time of the crash, transporting a user. In these cases, the injured victim (other than the rideshare driver) can sue the rideshare driver or ridesharing service provider directly for damages. In these cases, there is no verbal threshold limitation on the kinds of injuries that can be recovered.

Usually, ridesharing services must carry at least $1,500,000 in insurance coverage for bodily injury, property damage, and fatality. This provides much greater options for crash victims recovering after being involved in an accident with a rideshare vehicle that was carrying clients or passengers than when involved in a typical car accident in New Jersey.

The driver of the rideshare vehicle who is transporting a passenger must also be provided with $10,000 in medical payment coverage. This is the coverage the ridesharing service provider’s insurer is required to carry to cover injuries suffered by the rideshare driver in the event of a crash. Also, the driver for a rideshare service vehicle is not required to look to his or her own personal injury policy after sustaining injuries while transporting a passenger for the service.

New Jersey Insurance Law When the Driver Is Searching for a Fare

If the rideshare driver is logged into the ridesharing app and searching for a passenger a the time of the accident, then the coverage that is available to the injured victims is considerably different because New Jersey law imposes a lower type of coverage limit in these cases.

When the rideshare driver is searching for a passenger, the liability coverage requirement for the ridesharing service is required to prove at least:

$50,000 for death or bodily injury per person
$100,000 for death or bodily injury per incident
and $25,000 for property damage

New Jersey Rideshare Accidents

Those who are injured in a crash involving a rideshare vehicle should consult with an Uber/Lyft crash lawyer in New Jersey immediately in order to better understand their legal options. The legal team at Brady Reilly & Cardoso, LLC is here to help you make sure that your case is treated fairly and that the liable driver is held accountable for his or her actions. We will fight to make sure that you recover the compensation you deserve so that your life can get back on track. Contact our New Jersey rideshare crash attorneys today at (201) 997- 0030 if you or a loved one has been unfairly injured in a crash involving a rideshare driver.

Lia Abrams

Highly Recommend Matthew R. Romo, Jr., Esq. I had a truly outstanding experience working with Matthew R. Romo, Jr. He was professional, knowledgeable, and incredibly responsive throughout the entire process. What impressed me most was his ability to explain complex legal matters in a way that was easy to understand, making me feel confident and informed every step of the way. Matthew genuinely cared about my case and always made time to answer my questions, no matter how small. His attention to detail and commitment to achieving the best possible outcome truly set him apart. If you’re looking for a trustworthy, compassionate, and skilled attorney, I highly recommend Matthew R. Romo, Jr. He made a stressful situation much more manageable, and I’m grateful for his support.

michele conti

If you ever find yourself in the unfortunate situation of being injured in a car accident, look no further! Forget all those big billboard lawyers and call this firm immediately. Diane Cordoso handled 2 cases for me... I had the bad luck of being hit more than once in a short period of time.... Diane, Maria, her assistant, and the entire team are compassionate, professional, and are perfect examples of what you need in these situations. They communicate every step of the way and are always on the ball. I sincerely hope to never have to use their services again lol... I've had enough careless drivers hit and injure me thanks... BUT God forbid I'm ever in that horrible situation again, I know who to call. If your attorney isn't getting the job done, call this firm! TODAY!

Megi Verzivolli

Great service provided from day 1. I would recommend to all friends and family.

hey hi, it's Keidaï

Really appreciated the thoughtful, proactive, kind, efficient, and respectful interaction during a time of tragedy and shock that I had never experienced before. I called and asked some questions about how they do business, after researching a bit online on what to ask a personal injury lawyer and find a good fit – I strongly advise anyone to do the same and not make a rushed decision. I highly recommend working with the team. I'm very glad I went them in the end – thank you for your help and for standing up for me when I wasn't able to. PS Diane is awesome (:

Ilzo Silva

“Gostaria de expressar minha imensa satisfação com o trabalho realizado pela advogada Diane Cardoso, do escritório Brady Reilly & Cardoso. Desde o início, fui tratado com profissionalismo, respeito e empatia. Diane demonstrou um conhecimento profundo da área jurídica e uma dedicação excepcional ao meu caso, garantindo que tudo fosse conduzido de forma clara e eficiente. Graças ao esforço dela, obtive um resultado muito positivo, e cada etapa do processo foi explicada detalhadamente, o que me trouxe muita tranquilidade. Recomendo Diane e o escritório Brady Reilly & Cardoso a qualquer pessoa que busque uma equipe competente, confiável e comprometida. Muito obrigado por tudo!

Thee best law firm in all of NJ. Mrs. Cardoso and her team surpassed our expectations. She was always available and posses great knowledge in law. Diane was kind to my mother and my child’s needs and defend our case to the fullest. I would recommend her to everyone. If you want a lawyer who is intelligent, caring and takes the cases to heart, then this is your go to person.

Peter Iorio

Highly recommended! The process was long due to my case beginning when COVID started but rest assure this law firm was with me the whole time. The communication was great. Not one time was I ever disappointed in the process. The outcome exceeded my expectations. Kathleen and her team are amazing. I know I was annoying at times and very restless about my case but they handled it well and when it was all said and done, they got me more than I expected! They work very hard to get you the most compensation you deserve! Again, highly recommended!!! Thanks team.

lauren macksoud

Diane Cardoso was amazing to work with. She held our hand during a stressful time for our family and provided not only comfort, but expert guidance to navigate the process. We are so grateful to have worked with Diane towards a successful settlement for our daughter. I cannot recommend her highly enough to anyone in need of legal assistance for a personal injury claim. Thank you Diane!

Jacqueline Armijos

Diane Cardoso is such a great lawyer! I am very happy with the results of my case. She is a trustful lawyer. Her law firm kept me informed of all the important details. I will definitely recommend her.